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Assurant Names Healthcare Solutions Team Americas #1 Health Insurance Agency

Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

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Business Opportunities in Rural Healthcare Development Hospital Sector in India

The particular Rural healthcare development hospital in India keeps growing fast. The sector is now estimated to be worthy of US$ 65 billion which is expected to reach US$ 100 billion dollars by 2015, according towards rating agency Fitch. The growth from the sector comes due to- increasing population, growing lifestyle-related health concerns, economic treatment, rising incomes, government initiatives, etc. India is the 1st country to have quite a few global healthcare providers. This rapidly developing sector in India has concluded in a qualitative shift inside patient demands. This has ended in centers of medical superiority developing and acquiring the modern medical equipment to deal with their domestic and overseas patients. Due to the development from the rural areas, people even from the villages are now be conscious about their health concerns. They are opting for more health improvements for safe and diseases free existence. This will create huge investment opportunities from the sector. Opportunities for investment in Healthcare Healthcare infrastructure: A huge amount of private capital will probably be required in the coming years in order to meet infrastructure needs of professional medical in India. An additional 2 million beds are required for India to link the gap and plan demand estimations in 2025. The government is expected to contribute only 15-20 per cent of the total, providing a huge opportunity for private players to fill the hole. Diagnostic & Pathology Providers: High cost difference in India makes for outsourcing of pathology along with laboratory tests by overseas hospital chains Telemedicine: You will find there’s vast opportunity for investment in telemedicine since it provides rural areas usage of better quality healthcare. Healthcare tourism: Medical tourism in India has also received a boost while using the arrival of patients from different countries. According to industry estimates, the market size of medical tourism is estimated being around US$ 2. 5 billion, which is growing at over 25 per cent per annum. Hence, generate enormous investment opportunities inside India.Contract Research: Contract research is often a rapidly growing segment from the Indian health care sector. Foreign players are getting into contract research to lessen their operational and specialized medical cost. Health Insurance: Increasing healthcare cost along with burden of new diseases in conjunction with low government funding features raised the demand for medical care insurance coverage. Less than 15 per cent of the Indian inhabitants is covered through medical care insurance. With the increasing requirement for affordable quality professional medical in India, the penetration of medical care insurance is poised to grow rapidly from the coming years. Major Development Drivers in l Healthcare Development Hospital In India 100 per cent FDI is permitted for everyone health-related services under the automatic route. Lower contract deals and higher depreciation on medical equipment. Income tax exemption for five several years to hospitals in rural areas, Tier II along with Tier III cities. Increasing penetration of medical care insurance. High-growth in medical travel. Medical revolution in Madurai .

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Healthcare Staffing Agencies Provide Complete Solutions When Looking For Doctor Jobs

Medical professions have gone global. This means that now there are more job opportunities offering more practice options at desirable locations. With the globalization of medical professions, job openings for doctors have escalated in recent years. Having the right credentials associated with your name will definitely give you a good start, but if you don’t know how to navigate the job market then it can become awfully stressful. Offering such assistance is the work of healthcare staffing agencies that can represent you, and this is why these agencies are thriving so well in the healthcare industry.

Awareness among the general public of the benefits of better health and fitness has resulted in greater demand for the services of physicians. Although there are ample physician vacancies, most medical professionalsespecially doctors who have recently completed their trainingrequire assistance in identifying suitable practice opportunities where they can implement their knowledge and gain meaningful practice experience to benefit them in the long run. Whether they favor temporary or permanent opportunities, these healthcare employees can get off to a good start in building a strong foundation for their career.

Responsible health care agencies can solve these persons dilemma. Recruitment agencies aim to provide timely solutions to all those people who are looking for doctor jobs. There are many benefits associated with working at healthcare organizations through agency referral. The healthcare staffing agencies carefully analyze your skills and refer you for the kind of medical practice and work conditions that you are looking for. While recent graduates can get a good boost to their career as locum tenens physicians, more experienced practitioners can work on temporary assignments so that they can launch their career and earn good money at the same time. Healthcare agencies are anxious to find jobs for you as a locum doctor.

Whatever the staffing need is, the health care employment agency always has ready solutions to offer. Hospitals and clinics often run short of doctors. The recruitment process can take a long time to conclude; therefore, the healthcare centers outsource this task to the medical staffing agencies. If you are associated with these agencies as an available locum tenens provider, then you increase the chances of enhancing your career. The healthcare staffing agencies provide both medical centers and medical practitioners with unique services that cannot be found anywhere else.

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Several Healthy Lifestyle Changes For Dieting

Everyone possesses the power to make positive, healthy lifestyle adjustments. Whenever sticking to a best weight loss plan making those healthy and positive lifestyle modifications will be a lot simpler. A couple changes are decreasing anxiety, acquiring enough sleep as well as consuming nourishing foods.

Tension results in extra fat in many manners. The first scenario includes raising levels of cortisol which will slow down the metabolism. When metabolic rate slows a human body will burn fewer food calories. Therefore, if people do not minimize caloric intake, then body fat is added.

One more way stress results in extra fat is people generally stuff themselves when stressed. People usually crave food products whenever stressed. These foods are generally not healthy. As opposed to healthy veggies and fruits, people crave salty, sugary and fatty products such as candy bars, ice cream and potato chips. These kinds of food items are high in damaging ingredients which lead to excessive weight.

Luckily, there are positive and healthy lifestyle adjustments people can add which assist in lowering tension. These healthy and positive lifestyle changes are laughter, yoga, martial arts and listening to music. These types of stress relieving strategies help people control anxiety. As soon as people can cope with stress, eliminating weight is simpler.

One more positive and healthy lifestyle adjustment people may add to daily routines is getting plenty of sleep. Getting adequate sleep will allow the human body to properly process food products rather than these food products turning into fat. In addition, whenever the human body acquires enough sleep damaged cell membranes can be repaired.

Studies have proven a link involving sleep deficiency and body weight. Whenever a person does not get plenty of sleep more foods are usually consumed during their day. Hence, people should attempt to sleep seven or eight hours each night. Plus, the room should be completely dark with no sounds.

The last positive, healthy lifestyle change a person might implement within daily routines is consuming nutritionally sound food items. When following a best weight loss plan eating healthy foods will be easy. Healthy foods have many nutrients a body must have whereas unhealthy food products have substances the body cannot digest. If a human body is unable to break down food products, these kinds of food products change into fat.

Implementing positive, healthy lifestyle changes is a breeze having proper guidance. Decreasing tension, obtaining enough sleep plus consuming nutritious food products are only a few healthy, positive lifestyle adjustments a person may want to add to everyday routines. Whenever using a person’s best weight loss plan dropping pounds is less difficult than people might think.

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Tax Implications of the Affordable Health Care for America Act

The U.S. House of Representatives recently passed HR3962: the Affordable Health Care for America Act of 2009. The legislation is thousands of pages long, making it difficult for regular taxpayers to understand how the bill will affect them.

Tax Penalties

The new legislation is very expensive, and Congress has come up with a number of ways to pay for it. First of all, there will be a shared responsibility provision that basically forces taxpayers who cannot establish acceptable health care coverage to pay an additional 2.5% tax. There will be a hardship exception though, for taxpayers who cannot afford to pay the tax.

Payroll Penalty

In addition to a penalty on taxpayers who cannot afford coverage, the government will also assess an 8% payroll tax on businesses that do not offer health insurance to their employees. However, it is widely expected that the penalty will be reduced to 5% when the Senate revises the bill.

Millionaire Surtax

One of the largest sources of funding for the reform bill is a new surtax on individuals making more than $500,000 per year, of couples making over $1 million. In the House’s bill, beginning in 2010 all taxpayers making a qualifying amount will be subject to a massive 5.4% tax increase.

Inflation Increases

In addition to adding heft tax increases, the bill also partially repeals tax indexing for inflation. This will result in more money for the Federal government as the years go by. According to the Joint Tax Committee the surcharge is only expected to generate $30.9 billion in 2011, but nearly $70 billion in 2019.

Passage into Law?

The present version of this bill is not likely to get passed into law. Despite President Obama’s optimistic stance, some Senators are already pronouncing the bill dead on arrival. Although there has been a lot of discussion about this health care reform bill, it could be months before even a highly amended version of it becomes law. The Senate is not going to vote on the bill until at least 2010, and since they are expected to make numerous modifications it will likely need to return to the House for another vote. It could be six months from now before a health care bill goes to President Obama’s desk for a signature.

The Roni Deutch Tax Center is one of the nation’s hottest income tax franchise. Income tax preparation is a recession resistant industry. Learn more about this new tax franchise opportunity today.

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Benefit yourself with unique and affordable healthcare programs

Unfortunately, these days most of the people are not able to afford the high cost of medical treatment. The cost of hospitals, medicines, doctors and treatments are very high. Even with insurance, the cost and issues dealing with the insurance companies, filing claims and navigating confusing policies can be a headache in itself. There are companies that can provide you with headache free, affordable insurance while still maintaining an excellent level of coverage.

Are you looking for one of the best credentialed providers that offer excellent healthcare programs? If so, then NBBI (National Benefit Builders, Inc) is your answer. NBBI is a wholesale benefits marketing company and specialize in providing unique healthcare saving programs.

This company is founded by Kevin Faherty and his expert team in 1991. Kevin Faherty of NJ is the CEO of NBBI. He was also the past president of Mutually Preferred PPO network in New Jersey and Group Insurance Association of New York. Kevin has been in the health insurance business for more than 39 years and also spent 17 years as the manager of underwriting for group life and health in New York.

Drawing on their decades of knowledge and experience, Kevin Faherty and his team offer a wide variety of value-added programs for various markets including Employers & Employees, Insurance Carriers & Managed Care Organizations, individuals, Associations & Affinity groups, Unions & Labor organizations, Financial Institutions, Credit units and much more.

The NBBI suite of programs and products is uniquely designed to provide maximum savings, affordable and comprehensive value-added benefits for both underinsured and uninsured. They designed their products to be utilized as direct to employee, consumer and affinity platforms that requires little or no administration. Some of their main products include AmeriDoc, Lifestyle Benefits, Discount Medical, Discount Dental, International Healthcare, HealthAfford and much more.

They are for-profit company and have got an A+ rating from BBB ( Better Business Bureau). They also provide Community assistance and outreach programs. Their main goal is making healthcare more affordable to the public.

The company also leases its networks to marketing insurance companies, organizations and TPA (third party administrators) on a wholesale basis. Kevin Faherty of New Jersey and his team believe in doing fair business. They actively monitor their clients’ website to ensure that their clients promoting and marketing their networks honestly.

To learn more about these excellent programs, you can either call or visit their website.

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Best Small Business Ventures Today Healthy Franchise Opportunities

Currently, the public has become mindful of the challenges that were generally overlooked a few years before. Among these issues are environmentalism, corporate social responsibility, and nutrition. The last matter is of particular interest since more and more people are seeking out new ways to eat better to be better, and this demand has spawned a whole new market in the world of business.

-Healthy’ businesses are cropping up just about everywhere, working its way into the health and food industry, and slowly becoming a veritable opponent to well-known franchises such as coffee-shop establishments and alternative pharmacies. You could make use of this particular movement by venturing into the healthy-business specialised niche yourself. But first, below are a few of the franchise types that fall under this category:

Juice Bars

A smoothie or a juice drink produced straight from freshly-squeezed fruits-that’s would make fitness buffs in your area jump up and down in joy. Studies suggest that people that engage in this type of enterprise can count on a yearly sales increase of approximately 30 percent. This is because juice bars provide a number of benefits to its consumers like improved immunity, superior heart health, and digestive benefits.

Healthful Fast-Food Alternatives

The majority of Americans blame fast-food establishments for the expanding obesity problem in the nation, which is the reason investing in a franchise from a firm that focuses primarily on healthy fast-food solutions is a good investment. Imagine sandwiches, salads, and soups that aren’t only scrumptious and are made easily, but also offer a great deal of benefits. Who wouldn’t be interested in getting that?

Wholesome Grilled-Food Diners

Everybody loves grilled food, however, not everyone is able to cope with the health disadvantages that come with it. Nonetheless, you can find new franchise opportunities made available by companies that concentrate on healthy grilled food. With these healthy grilled-food restaurants, patrons have the chance to eat only the healthiest options of meat, seafood, and numerous other food offerings, weighed and grilled to their specifications.

Frozen Yogur

Frozen yogurt is an item that is fast-becoming a main substitute for ice cream. It doesn’t only taste a lot like, and sometimes much better than, ice cream, it also contains even more health benefits. It’s safe for those who have lactose intolerance; it provides calcium and protein; and it can likewise minimize blood cholesterol. This is exactly why frozen yogurt franchise opportunities are outstanding investments.

No matter what type of healthy franchise opportunities you opt for, do not forget that the wholesome state of this specific market won’t be all you need to ensure you’ll be successful. You will still need to think and work like a business person in a cutthroat business environment. To learn more, you can check out franchises.about.com/od/franchisebasics/tp/advantages-franchising.htm.

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Mineral Water For a Healthy Lifestyle

Mineral water is truly the essence of life increasing its demand rapidly as people becoming more health conscious and wants to take precautions from water borne diseases. There are much more benefits of healthy drinks and it takes significant effect of putting you on the right track of your health region.

Apart from the obvious function of supplying liquid to the body, there are many benefits that would show a significant effect of mineral waters on the health. Mineral waters would contain minerals that are in principle beneficial for the body; the ability of the body to absorb them from the water is not exactly fine. But if only part of these essential minerals can be absorbed, you will certainly benefit from them. Moreover, since natural water is free of any calories, it certainly is better than a sweetened, flavored soft drink.

As, people are more health conscious these days, they always try getting opportunities to prove their healthy lifestyle. Mineral water is a very essential element for healthy growth and diseases free living. Our society is mushrooming with several types of pollution and water-contaminated diseases. No body is escaped from the definite truth. So to take healthy drinks is always good for health that occurs naturally in groundwater, and the water is collected from a spring or boring well. Above all, the healthy mineral water also contains natural gases or is artificially carbonated with carbon dioxide. Some manufacturers set standards for a certain amount of minerals required for bottled water to be labeled “mineral water.” Many people like to drink mineral water not only for the sake of taste but for its health benefits.

The demand for healthy drinks is increasing at a rapid rate, as people become more health conscious and take precautions against water borne diseases. Bottled mineral water provides easy transportability and assured water quality. The mineral water shall be manufactured and packed under all hygienic means in properly washed and cleaned bottles in sterilized conditions.

Sometimes, our bodies have a hard time processing inorganic minerals and what we cannot take up may be stored in our tissues and organs and ultimately become toxic to the body. So always eat healthy and enjoy a variety of vegetables and grains with proper healthy drinks everyday which will provide you with the beneficial organic minerals to stay healthy, happy and fit in the very natural way.

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How to Stay Healthy Tips from a Physical Therapist

Contrary to what most people believe, there are people that schedule an annual check-up with their physical therapist to ensure that they stick with an overall health and wellness maintenance plan for staying healthy. When you visit a physical therapist to maintain health and wellness, the physical therapist will do a complete evaluation of your health level and then personalize a treatment plan. The plan includes rehab therapy for any problems that the physical therapist has located as well as a personalized plan for how to stay healthy and live a high quality of life.

Any physical therapist will tell you that patient education is an essential part of physical therapy. The education includes how to improve points in your body which exemplify weakness to prevent pain and injury in the future, maintain flexibility and muscle mass, practice a healthy diet, and much more. So if you pay a visit to a physical therapist here are some basic tips they will provide on how to stay healthy before they go into a detailed treatment plan with you.

Physical Therapy Evaluation

A physical therapist will recommend a complete evaluation so he/she can devise a treatment plan that will teach you how to stay healthy. The evaluation includes a complete review of your physical capabilities including extremity range of motion, spinal range of motion, cardiovascular and pulmonary, neurological function, assessment of your daily living activities, and much more. The physical therapist will then go through your health concerns with you in detail and then compile a plan to help you stay healthy.

General Recommendations for How to Stay Healthy

In addition to discussing your evaluation and treatment plan with you in detail, your physical therapist will also make the following general recommendations for how to stay healthy:

Water: Water flushes all of the toxins out of your system. A physical therapist will recommend that you sip on water throughout the entire day as opposed to taking it in all at once. This will help to keep your cells hydrated and your system free of toxin build up. If you wait until you are thirsty to drink water then you have waited too long.

Stretching and Exercise: It is very important to do stretching exercises on a daily basis to maintain mobility and flexibility. It also helps to prevent injury when you engage in exercise. You should stretch your hamstrings, chest muscles, and shoulders to maintain good posture and then exercise on a daily basis doing something you enjoy such as walking, riding your bike, or doing the gardening. Whatever it is make sure you engage in movement every day.

Eat Breakfast: You may have heard that breakfast is the most important meal of the day and that is because it really is. In order to get a jumpstart on your day eat a breakfast that is high in protein with a ratio of 4 to 1 carbohydrates and protein. Avoid cereals that are high in sugar and high fructose corn syrup.

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Healthy Weight Gain Without Risks – Can You Do It

For people whom are underweight finding healthy ways to gain weight can be problematical. Gaining weight and gaining weight healthily are two different things.You may eat everything that comes on your plate without thinking, but this will only accumulate body fat in your body. In order to put on the right kind of weight one must do more than just eat.

You should note down the things you eat, and make sure that these items are healthy. Also, pay attention to the activities you do and the amount of work you do. Not only this, but you will have to see your sleeping patterns too. See if you are following a healthy lifestyle in entirety.

Now, you may be thinking that why should you care for these things. Well, you better take care of these things if you want to look impressively strong and muscular. Your eating habits, your sleeping patterns and your activities in and out of gym all have great impact on you collectively.

Eating Plan

Many people dont understand the crucial role diet plays, eating unhealthy can lead to severe implications in the future. Protein is very critical in the growth of cells alongside being indispensable in tissue repair. Protein in the right quantities is invaluable. Fish, eggs and dairy products are all animal sources of protein. There are also plant based sources of this vital nutrient such as; beans, seeds and nuts.

If you want to put on good weight which can be developed into muscle mass eating healthy is focal. Fruits can provide as healthy alternatives when feeling to snack, whole grain snacks are also recommended. It is important that you also note that eating healthy in addition to exercise is recommended, just eating healthy alone is not a replacement for exercise.

Exercises

Weight lifting can or resistance training can increase your body mass. This is because muscle weights more than fat. It is advisable however you seek professional advice before lifting incomprehensible amounts.

Through proper exercises, you can actually gain muscles and muscles are heavier in mass as compared to the body fat. Not only will your mass be increased but your strength will also be improved. A Personal trainer is advised in this aspect as they have good knowledge in field of muscle development.

Getting advice from friends whom have attained healthy muscle mass may also be recommended. You may even form a group to do workouts together so that you may learn new techniques from each other. With determination and hard work on the right path, you can easily get rid of that lean look within no time.